Polynesia uses the Pacific franc (XPF or CFP), pegged to the euro
at a fixed parity. You can easily withdraw or pay with your bank
cards (Visa, Mastercard, Amex) on most islands, so you don’t need
to carry a lot of cash.

Exchange rates & fixed parity :

• 1 € = 119.33 XPF (fixed parity)

Main rates on June 23, 2025 (average rates) :

• 1 USD ≃ 103.5 XPF → 1 XPF ≃ 0.0097 USD
• 1 GBP ≃ 139 XPF → 1 XPF ≃ 0.0072 GBP
• 1 AUD ≃ 66.6 XPF → 1 XPF ≃ 0.0150 AUD
• 1 NZD ≃ 61.8 XPF → 1 XPF ≃ 0.0162 NZD

These values are averages; rates in agencies or distributors may vary slightly.
Banks and withdrawals :

Local banks :

• Banque de Tahiti (Groupe BPCE – Caisse d’Épargne)
• Banque de Polynésie (Société Générale Group)
• Socredo

Withdrawals & payments :

24-hour ATMs accepting Visa and Mastercard (American Express often accepted in-store). No need to carry too much cash, except on a few isolated atolls.

Practical tips :

• Withdraw according to your needs: avoid high charges for multiple withdrawals.
• Use your cards in the establishments for a rate close to the average exchange rate.
• Consider changing your currency into euros before you leave, to avoid double conversion.